What Is the Covid-19 Insurance?
Covid-19 Insurance is one of the benefits included in a Travel Insurance that you may need when you are far away from your home country.
With this insurance, your benefits cover many expenses.
POLICY MAXIMUM BENEFITS
| TYPE | DESCRIPTION |
|---|---|
| Medical Maximum | $50,000 |
| Deductible | $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 |
MEDICAL EXPENSE BENEFIT
| COVERED TREATMENT OR SERVICE | MAXIMUM BENEFIT |
|---|---|
| Hospital Room And Board Expenses | The average semi-private room rate |
| Covid-19 Medical Expenses | Covered and treated as any other Sickness |
| Ancillary Hospital Expenses | Covered |
| Icu Room And Board Charges | 3 times the average semi-private room rate |
| Physician’s Non-surgical Visits | Covered |
| Physician’s Surgical Expenses | Covered |
| Assistant Physician’s Surgical Expenses | Covered |
| Anesthesiologist Expense | Covered |
| Outpatient Medical Expenses | Covered |
| Physiotherapy/Physical Medicine/ Chiropractic Expenses | Limited to $50 per visit, one visit per day and 10 visits per Policy Period. |
| Dental Treatment For Injury, For Pain To Sound Natural Teeth | $500 per Policy Period |
| X-ray | Covered |
| Physicians Visits | Covered |
| Prescription Drugs | Covered |
| Emergency Medical Treatment Of Pregnancy | $2,500 per Policy Period |
| Mental Or Nervous Disorder | $2,500 per Policy Period |
ADDITIONAL MEDICAL TREATMENT AND SERVICES
| COVERED TREATMENT OR SERVICE | MAXIMUM BENEFIT |
|---|---|
| UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION | $2,500 |
TRANSPORTATION EXPENSES
| COVERED TREATMENT OR SERVICE | MAXIMUM BENEFIT |
|---|---|
| Ambulance Service Benefits | Covered |
| Emergency Medical Evacuation* | 100% up to $2,000,000 |
| Natural Disasters, Political Evacuation* | $25,000 |
| Emergency Reunion* | $15,000 |
| Return Of Minor Children Or Grand-children Or Traveling Companion* | $5,000 |
| Repatriation Of Mortal Remains* | 100% up to $1,000,000 |
ADDITIONAL BENEFITS
| COVERED TREATMENT OR SERVICE | MAXIMUM BENEFIT |
|---|---|
| Hospital Confinement* | $150 per night up to a maximum of 15 nights |
| Accidental Death & Dismemberment (Ad&D) * | |
| Insured | $25,000 |
| Spouse/Domestic Partner/Traveling Companion | $25,000 |
| Dependent Child | $10,000 |
| Hijacking And Air Or Water Piracy Ad&D* | Covered |
| Coma Benefit* | $10,000 |
| Seatbelt And Airbag Accidental Death And Dismemberment (Ad&D) * | 10% up to $50,000 |
| Felonious Assault & Violent Crime Ad&D * | $50,000 |
| Adaptive Home And Vehicle* | $5,000 |
| Lost Baggage* | $1,000 per Policy Period |
| Trip Interruption* | $7,500 per Policy Period |
| Trip Delay (Including Accommodations And Lodging) | $2000 including accommodation ($150/day) (6 hours or more) |
| Optional 24 Hour Accidental Death And Dismemberment | Increase to $50,000 maximum AD&D benefit – All Ages |
| Optional Athletic Sport Coverage | Coverage for injuries incurred during Amateur, Club, Intramural, Interscholastic, Intercollegiate activities. Professional and Semi Professional Sports are always excluded. Class 1 - includes Archery, Tennis, Swimming, Cross Country, Track, Volleyball and Golf Class 2 - includes Ballet, Basketball, Cheerleading, Equestrian, Fencing, Field Hockey, Football (no division 1), Gymnastics, Hockey, Karate, Lacrosse, Polo, Rowing, Rugby and Soccer |
| **Travel Assistance | Included |
- *Not subject to Deductible
- ** This is a non-insurance service and is not a part of the insurance underwritten by Crum & Forster, SPC.
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